Virtual Therapy Covered by UMR
5,000+ kids, teens, and families start insurance-covered therapy and psychiatry through Emora. Typically matched within 48 hours, with sessions starting at $0.
Members pay from
Range: $0–$25 depending on your specific plan
Takes ~60 seconds. No commitment.
Members pay from
Range: $0–$25 depending on your specific plan
Takes ~60 seconds. No commitment.
What’s covered with UMR
Therapy & counseling
$0–$25 per session
Weekly individual therapy with a UMR-credentialed clinician matched to your child's needs.
Psychiatry & medication
$0–$25 per session
Evaluation, prescribing, and monitoring with a child & adolescent psychiatric clinician.
ADHD evaluation
Covered
Comprehensive ADHD assessment with structured testing and a written report.
Autism evaluation
Covered
Diagnostic autism evaluation for children and adolescents with full report and recommendations.
Your UMR cost, upfront.
Your UMR cost, upfront.
Your UMR cost, upfront.
Mental-health cost should never be a surprise. Before your first UMR-covered session, we run a real-time benefits check. You see your exact copay, deductible status, and any authorization requirements before any bill.
$0 to $25
Typical UMR session copay
60 seconds
To verify your specific plan, copay, and any prior-auth requirements
Same day
Match with an in-network UMR specialist. First sessions in 48 hours.
Get started in minutes with UMR
- 1
Tell us about yourself
Share your or your child's background and goals in a brief 3-minute questionnaire.
- 2
Add your UMR member ID
We verify your specific UMR plan in real time. You see your copay, deductible status, and any authorization requirements in about 60 seconds.
- 3
Match with a UMR specialist
We pair you with a clinician who is in-network with UMR and matched to your age, goals, and preferences.
- 4
Book and start in 48 hours
Choose a time that works for your family. Evening and weekend appointments are available.
UMR at a glance.
UMR at a glance.
UMR at a glance.
Everything you need to know about using your UMR benefits at Emora Health, in one place. Commercial group, individual, and marketplace UMR plans.
Coverage
5+ UMR plan variants accepted
Availability
All 50 states
Services
Therapy, psychiatry, ADHD evaluations, autism evaluations
FAQ
Yes - Emora is in-network with UMR. Most members pay only their copay or coinsurance, and many plans cover therapy at $0 once the deductible is met. Call 786-600-3353 or email hello@emorahealth.com and we'll verify your specific benefits in minutes.
Out-of-pocket cost depends on your specific UMR plan. Most members pay between $0 and $25 per session. We run a real-time benefits check before your first session so you know your exact copay, deductible status, and any prior authorization requirements upfront - no surprise bills.
Most UMR plans don't require a referral for outpatient therapy. A small number of plans may require prior authorization for services like ADHD testing or psychiatry - when that's the case, we handle the paperwork on your behalf so you can start care without delay.
Emora treats children, teens, and young adults - roughly ages 5 through 25. Our clinicians are matched to the developmental stage of each client, with specialized approaches for kids, tweens, teens, and emerging adults.
Most families are matched with a clinician the same day they apply, with first sessions starting in as little as 48 hours. Evening and weekend appointments are available so therapy fits around school and work.
Yes. Emora's licensed psychiatric clinicians are also in-network with UMR for medication evaluation, prescribing, and ongoing follow-up. Most members pay the same low copay as for therapy.
If we ever discover that your specific plan isn't fully covered, we'll let you know before any cost is charged. You can choose to use your out-of-network benefits, switch to our cash-pay rate, or stop with no obligation.
Yes - switching therapists is free and unlimited. If you'd like help re-matching, a clinical specialist can match you to a new clinician based on age, goals, modality, and personality fit until it feels right.
UMR-covered therapy. No surprise bills.
Real specialists, in-network with UMR, who actually fit your child. Most members pay between $0 and $25 per session, and we tell you your exact cost before your first appointment.
